smeBank

Our story

We are made for SMEs, not adapted for them.

SMEs drive Europe’s economy, but traditional banks too often treat them as secondary.

SME Bank was created to change that with faster financing, simpler daily banking, and a partner who understands the pace of growing businesses.

Safeguard Key benefits

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Fast when timing matters

Business does not wait for long approval chains or slow processes. When you need to cover a gap or act on an opportunity, we work to give you a clear answer faster.

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Digital, but never distant

You can manage what you need online, but there are real people behind the screen. People who understand that every payment, loan, and decision has a business behind it.

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Built around real business moments

Growth is rarely neat. Sometimes it is a delayed payment, a new contract or an unexpected cost. We help with banking and financing that fits the way business actually happens.

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Modern regulated and reliable banking

You get the speed and simplicity of a modern financial partner, with the trust and stability of a licensed bank behind it.

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Less Banking

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More Business

Oversight and governance.

Supervisory board

Marius Svidinskas

Marius Svidinskas

Chairman of the supervisory board

Irmantas Kamienas

Irmantas Kamienas

Chairman of the supervisory board

Sven Oliver Hein

Sven Oliver Hein

Chairman of the supervisory board

Jurgita Šaučiūnienė

Jurgita Šaučiūnienė

Chairman of the supervisory board

Executive leadership

Management board

Audrius Milukas

Audrius Milukas

Chairman of the board

Raimondas Berniūnas

Raimondas Berniūnas

Member of the board, Chief Executive Officer

Asta Lygnugarytė

Asta Lygnugarytė

Member of the board, Chief Legal Officer

Thorsten Seeger

Thorsten Seeger

Member of the board

Paulius Žabinskas

Paulius Žabinskas

Member of the board

Success stories

We do not build businesses. Our clients do. We stand behind them with the banking and financing support they need to make tough decisions a little easier.

We’ve helped over 300 companies including

  • vaga
  • bod group
  • novaturas
  • allive
  • hiltus
  • trello
  • lelija
  • energus
  • veesla
  • vaga
  • bod group
  • novaturas
  • allive
  • hiltus
  • trello
  • lelija
  • energus
  • veesla
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OBS Arena

Bringing a new event space to life from an ambitious idea to an experience people can step into.

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Saulės grąža

Growing a sustainable business that helps more people generate, store, and use their own clean energy.