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Guaranteed Financing (ILTE / EIF) Unsecured loans
Government-backed financing for SMEs
We have partnered with the European Investment Fund (EIF)
Under the InvestEU program, we offer favorable financial solutions tailored to small and medium-sized enterprises (SMEs) to unlock more growth and scaling opportunities.
Currently, you can secure enhanced business loans backed by an EIF guarantee of up to 80% if your company invests in:
This EIF guarantee is available to SMEs looking to secure working capital (for raw material procurement, revenue growth, or real estate development) or funding for planned investments (such as acquiring equipment, vehicles, real estate, or upgrading existing assets). The guarantee is also an ideal fit for companies lacking sufficient collateral to secure a loan.
Development and deployment of sustainable technologies
Projects focused on natural resource conservation
Renewable energy expansion
Development of accessibility infrastructure for people with disabilities
SME Bank, in partnership with ILTE, offers individual loan guarantees to support SME financing.
To foster and support the growth and expansion of small and medium-sized enterprises (SMEs), SME Bank and ILTE, the national development bank, have entered into agreements on individual loan guarantees. This partnership enables businesses to secure funding for investments or working capital without sufficient collateral. Additionally, companies are eligible to recover a portion of the interest paid.
Small & medium-sized enterprises (SMEs) can apply
A financing instrument designed for small and medium-sized enterprises unable to secure funding due to insufficient or non-compliant collateral.