smeBank
Plans and pricing

Plans & Pricing

Business plans made to fit your needs

Service plans & pricing

Explore SME Bank service plans with transparent monthly pricing, included payment allowances, multi-currency support, and flexible options for businesses of every size.

Free plan

A no-monthly-fee plan for businesses established less than a year ago that need essential banking.

Grow plan

A low-cost plan for small businesses that want core banking features with a € 9 monthly fee.

1 Free core card

Scale plan

A practical plan for growing businesses, including 150 SEPA payments and 5 free international payments each month.

1 Free core card1 Free Pro Card

Pro plan

A higher-volume plan for established businesses, including 400 SEPA payments and 25 free international payments each month.

2 Free Core cards2 Free Pro CardMetal Card (upcoming)

Pro+/Non-Resident plan

A premium plan for high-volume or non-resident businesses, including 2,500 SEPA payments and 35 free international payments each month.

card1
Core Card

Available with the Free, Grow plans. The Core Card gives employees simple, secure and reliable access to company funds for daily expenses, online purchases and payments available worldwide.

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Pro card

Available with the Scale and Pro plans. The Pro Card is designed for businesses that want a more premium payment experience, combining everyday Visa convenience with a refined high-end finish.

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Metal cardJoin waitlist

Will be available with the Pro+ plan. The Metal Card is built for companies that want their card to reflect prestige, durability and confidence every time it is used.

Find the right plan for your business

SEPA payments / month

03000

Outgoing international payments / month

03000

Physical cards needed

0100

Virtual cards needed

0100

Recommended plan for your business

Estimated monthly cost

2502.69 EUR/month

Plans comparison

OptionsFreeGrowScaleProPro+/Non-Resident
Plan fee€0/month€9/month€20/month€60/month€250/month
Include SEPA payments10101504002500
Payments with SME bank€0€0€0€0€0
Incoming SEPA credit fee€0€0€0€0€0
No-fee international payments00000
Payment currencies
Online banking usersUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
Bulk payment service
Multi-currency accounts
Dedicated personal account manager
Free physical cards--1 Core1 Core, 1 Pro2 Core, 2 Pro
Virtual cards13579
Online banking usersUnlimitedUnlimitedUnlimitedUnlimitedUnlimited
ATM withdrawal EEA€2 + 2.5%€2 + 2.5%€2 + 2%€2 + 2%€2 + 1.5%
ATM withdrawal non-EEA€3 + 3.5%€3 + 3.5%€3 + 3.5%€3 + 3.5%€3 + 3%
Dispute€30€30€30€30€30
Card transaction FX rate2.5%2.5%2.5%2.5%2.5%

Your business does not need another bank. It needs a financial co-founder.